Funding insights & expert resources.

Training Funding

Manitoba Workforce Tariff Response Program 2026: training funding for tariff-affected employers

Up to 100% of direct training costs for Manitoba employers in steel, softwood lumber, manufacturing and other listed sectors, plus a wage subsidy for at-risk employees where tariff-linked revenue fell 10% or more. Continuous intake.

October 16, 2026 Read →

AI Funding

RAII southern Ontario 2026: FedDev's interest-free AI funding, who fits and the two deadlines

$125,000 to $5 million, up to 50% of eligible costs, fully repayable and interest-free, for southern Ontario firms adopting or scaling AI. Apply by November 24, 2026 if costs start before March 31, 2027; final deadline January 19, 2027.

October 15, 2026 Read →

Defence Funding

Regional Defence Investment Initiative (RDII) 2026: who can apply and which regions are open

Repayable funding, generally up to 75% of eligible costs, for SMEs entering defence supply chains. Intake differs by regional agency; projects must finish by March 31, 2028.

October 9, 2026 Read →

Agri-food Funding

Food-Link Fund 2026: Food Hub Program guide (up to $25M from AAFC)

Processors, distributors, independent grocers, co-ops and community food organizations can get up to $25 million per organization to build or expand food hubs. Expression of Interest October 14 to December 11, 2026.

October 9, 2026 Read →

Community Grants

Commonwell LEAF Grant 2026: $10,000 to $50,000 for Ontario community learning projects

Ontario charities, not-for-profits, municipalities and community groups can get $10,000 to $50,000 for learning programs and spaces. Closes October 30, 2026.

October 9, 2026 Read →

Agri-food Financing

FCC Agri-food Project Finance 2026: $10M to $250M per project

Farm Credit Canada's $1B debt initiative for food processing and manufacturing builds. Who fits, the capital stack math, and what to submit by November 13.

October 7, 2026 Read →

Government Grants

Ontario Shipbuilding Grant Program 2026: up to $7M per project

Up to 50% of eligible costs for Ontario shipbuilders and marine suppliers. Who passes the one-third revenue test, how projects are scored, and the November 19 deadline.

October 6, 2026 Read →

Government Grants

Ontario Food Safety and Growth Initiative 2026: up to $75,000 for food safety upgrades

Intake 2 covers 50% of food safety and traceability projects for Ontario food businesses with fewer than 100 staff. Opens October 19; the $2M intake may close early.

October 5, 2026 Read →

Defence Innovation

Defence Innovation Funding in Canada: ISC Challenges & IDEaS

Canada funds defence innovation through ISC challenges (up to $2M) and IDEaS (up to $6.75M). How each works and who qualifies.

September 24, 2026 Read →

Defence Innovation

MINERVA Initiative: UAS Deconfliction ($500K DND Challenge)

DND and the Canadian Army are funding up to $500,000 for software to plan, deconflict, and control UAS traffic. Closes November 4, 2026.

September 24, 2026 Read →

Defence Innovation

MINERVA Initiative: Cargo/Munition Drop UAS ($500K)

DND offered up to $500,000 for a domestically produced UAS for cargo and munitions delivery. Closed October 5, 2026.

September 24, 2026 Read →

Defence Innovation

IDEaS: Sustainable Northern Operations — Water & Waste (up to $6.75M)

DND's IDEaS is funding up to $6.75M for water and waste tech that lets CAF camps operate independently in the Arctic. Due October 20, 2026.

September 24, 2026 Read →

Defence Innovation

ISC Space Challenge: LEO Satellite Comms in Contested Environments ($2M)

DND's space challenge funded up to $2M for resilient LEO satellite comms using adaptive beamforming. Closed — prepare for the next round.

September 24, 2026 Read →

Government Grants

SR&ED vs NRC IRAP: Which R&D Funding Should You Claim?

SR&ED is a refundable tax credit you claim after the fact; IRAP is a cost-shared grant you negotiate up front. How they differ — and how to use both.

September 24, 2026 Read →

Government Grants

Best Government Grants for Canadian Tech Startups in 2026

The founder's shortlist of Canadian programs worth your time — SR&ED, IRAP, Scale AI, Mitacs, CanExport, hiring subsidies, and IP funding.

September 24, 2026 Read →

Business Tax Credits

Productivity Mega Deduction: Canada's New 100% Capital Write-Off

Immediate 100% first-year expensing on eligible machinery, equipment, technology, and clean-energy assets — with no application to file.

September 24, 2026 Read →

Business Tax Credits

Quebec CRIC: The New R&D, Innovation & Commercialization Tax Credit

Quebec consolidated eight measures into one refundable credit — 30% up to $1M, 20% above, now covering pre-commercialization.

September 24, 2026 Read →

Government Grants

Ontario AMIC: Up to $5M for Advanced Manufacturers

Province-wide interest-free loans up to $5M (with forgiveness) for capital, technology, and skills projects. Deadline November 5, 2026.

September 24, 2026 Read →

Government Grants

NRC IRAP DI Assist: New Funding for Defence & Dual-Use Tech

Over $240M in new NRC IRAP funding for Canadian SMEs developing defence and dual-use technologies, on continuous intake.

September 24, 2026 Read →

Government Grants

IP Funding for Canadian Tech: IPON and ElevateIP

Two programs fund intellectual property: Intellectual Property Ontario covers up to 80% of IP costs, plus federal ElevateIP strategy support.

September 24, 2026 Read →

Government Grants

BC Integrated Marketplace: Funding to Pilot Your Innovation

Innovate BC cost-shares real-world pilots of BC innovations in approved testbeds — ports, aviation, healthcare, forestry, mining, marine.

September 24, 2026 Read →

Government Grants

OCI RMPG 2026: The Complete Guide to the $5,000 Retail Modernization Project Grant

OCI's Digital Competence Centre delivers up to $5,000 in non-repayable matching funding to Ontario brick-and-mortar retailers adopting modern POS, RFID, inventory, and CRM tools.

June 26, 2026 Read →

Government Grants

BMO Celebrating Women Grant 2026: The Complete Guide for Canadian Women + Non-Binary Founders

$10,000 grants to 10 Canadian women + non-binary-owned businesses each year. UN SDG-aligned applications, video pitch, and how to prepare for the 2027 cycle.

May 26, 2026 Read →

Government Grants

OTF Seed Grant 2026: The Complete Guide for Ontario Non-Profits Piloting New Programs

Ontario Trillium Foundation's $5K to $75K Seed Grant for non-profits piloting new community programs, terms up to 12 months; how to win it.

May 24, 2026 Read →

Government Grants

IDEaS 2026: The Complete Guide to Canada's Defence Innovation Funding

Department of National Defence's flagship innovation program. Competitive Projects, Test Drives, Contests, Sandboxes, Innovation Networks. $200K to $5M+ across Phase 1 and Phase 2.

May 25, 2026 Read →

Government Grants

Clean Fuels Fund 2026: The Complete Guide to Canada's $1.5B Clean Fuels Program

NRCan's flagship clean-fuels capital program — hydrogen, RNG, biofuels production facilities. Up to $50M per capital project at 30% cost share.

May 25, 2026 Read →

Government Grants

Innovative Solutions Canada 2026: The Complete Guide to ISC Challenge & Testing

Federal procurement-innovation program (not a grant — paid by contract). Challenge: Phase 1 up to $150K, Phase 2 up to $1M. Testing: government as your first customer.

May 25, 2026 Read →

Government Grants

IRAP YEP 2026: The Complete Guide to NRC IRAP's Youth Employment Wage Subsidy

Wage subsidy covering a portion of salary for Canadian SMEs hiring youth (15 to 30) into innovation-related roles. Active IRAP ITA engagement is the gate.

May 25, 2026 Read →

Provincial Tax Credits

BC IDMTC 2026: The Complete Guide to British Columbia's Interactive Digital Media Tax Credit

BC's interactive digital media tax credit — rate increased to 25% (from 17.5%) on wages after Sept 1, 2025. How BC IDMTC differs from OIDMTC and stacks with federal SR&ED.

May 25, 2026 Read →

Government Grants

AAFC AgriScience 2026: The Complete Guide to Agri-Food Research Funding (Projects + Clusters)

Two streams under Sustainable CAP. Projects up to $5M (50% cost share). Clusters $5M-$15M over 5 years. Eligibility, themes, stacking with AgriInnovate, NSERC Alliance, SR&ED.

May 25, 2026 Read →

Government Grants

LCEF 2026: The Complete Guide to Canada's Low Carbon Economy Fund

ECCC's climate funding program. The Champions Stream intake closed in 2022 (for-profit businesses capped at 25% of eligible costs, up to $25M); no stream is currently open to businesses.

May 25, 2026 Read →

Government Grants

Strategic Response Fund (SRF) 2026: The Complete Guide to Canada's Successor to SIF

Federal large-scale anchor program for transformative projects in advanced manufacturing, cleantech, critical minerals, defence, semiconductors, and biomanufacturing. $20M+ minimum project.

May 25, 2026 Read →

Government Grants

NSERC Alliance Grants 2026: The Complete Guide to Industry-Academia Research Funding

NSERC matches your industry contribution 2:1 (post-2023 simplification). How Alliance Advantage and Alliance Society work, and how they stack with SR&ED.

May 25, 2026 Read →

Government Grants

CanExport Innovation 2026: The Complete Guide to International R&D Partnership Funding

Up to 75% cost share for travel, IP/legal, and partnership-negotiation costs with foreign R&D partners. Distinct from CanExport SMEs (market entry).

May 25, 2026 Read →

Government Grants

NGen 2026: The Complete Guide to Canada's Advanced Manufacturing Cluster Funding

Next Generation Manufacturing — one of Canada's five Global Innovation Clusters. Consortium projects in robotics, AI for manufacturing, additive, and advanced materials.

May 25, 2026 Read →

Provincial Tax Credits

OFTTC 2026: The Complete Guide to Ontario's Film and Television Tax Credit

35% refundable on Ontario labour for Canadian film and TV productions, 40% on the first $240K for first-time producers, +10% regional bonus. How OFTTC stacks with federal CPTC.

May 25, 2026 Read →

Government Grants

DIGITAL 2026: The Complete Guide to Canada's Digital Technology Cluster Funding

BC-headquartered Global Innovation Cluster for digital technology. Co-investment in industry-led collaborative projects in health-tech, data analytics, and AI applications. No published cost-share; all calls are currently closed.

May 25, 2026 Read →

Government Grants

NOHFC 2026: The Complete Guide to Northern Ontario Heritage Fund Programs

Ontario's regional development fund for Northern Ontario districts. Grow, Launch, Locate, Innovation, and Talent streams. The geography rule, stream selection, and stacking.

May 25, 2026 Read →

Government Grants

OCI Vouchers 2026: The Complete Guide to Ontario Research Collaboration Funding

OCI research collaboration funding for SME-academic R&D, including Collaborate 2 Commercialize ($20,000 to $50,000 from OCI alongside NSERC and partner amounts). How OCI compares to Mitacs and NSERC Alliance.

May 25, 2026 Read →

Provincial Tax Credits

Clean Tech ITC 2026: The Complete Guide to Canada's 30% Cleantech Tax Credit

Federal 30% refundable credit on eligible clean-tech equipment. Labour requirements, the 2034 phase-down, and how Clean Tech ITC stacks with provincial credits.

May 25, 2026 Read →

Government Grants

IRAP CTAS 2026: The Complete Guide to Canada's Cleantech R&D Funding Stream

The successor to SDTC, delivered through NRC IRAP's clean-technology stream. Cost-shared R&D for Canadian cleantech SMEs via Industrial Technology Advisors.

May 25, 2026 Read →

Government Grants

AI Compute Access Fund 2026: The Complete Guide for Canadian AI Builders

ISED's sovereign AI compute subsidies — $100K to $5M covering two-thirds of Canadian cloud compute costs; not currently accepting applications. Eligibility, the domestic-compute rule, and stacking with SR&ED.

May 25, 2026 Read →

Provincial Tax Credits

OMMITC 2026: The Complete Guide to Ontario’s Manufacturing Investment Tax Credit

Ontario’s 15% refundable credit on Class 1 manufacturing buildings and Class 53/43(a) equipment used in Ontario. The $20M cap, associated-group sharing, and Schedule 572 mechanics.

May 25, 2026 Read →

Government Grants

SDTC Has Closed — Here’s Where Cleantech Funding Lives Now

SDTC was wound down in June 2024 following an Auditor General review. Its mandate moved to NRC IRAP’s Clean Technology Assistance Stream (CTAS). What changed, what stayed the same, and where new applicants go.

May 25, 2026 Read →

Government Grants

Ontario Job Grant 2026: Up to $10,000 per Trainee

The former Canada-Ontario Job Grant is accepting applications again. Who qualifies, the cost share by employer size, and what to prepare for an application of up to 25 trainees.

May 25, 2026 Read →

Provincial Tax Credits

Alberta IEG 2026: The Complete Guide to Alberta's R&D Tax Incentive

The 8% base + 12% incremental refundable credit that replaced Alberta's old SR&ED program, the prior-year baseline mechanic, the $4M cap, and the $10M–$50M taxable-capital phase-out.

May 25, 2026 Read →

Provincial Tax Credits

British Columbia SR&ED Tax Credit 2026: The Complete Guide for BC Innovators

The 10% refundable credit for CCPCs and 10% non-refundable credit for non-CCPCs, the $6M expenditure limit (Budget 2026), how it stacks with federal SR&ED, and Form T666 mechanics.

May 25, 2026 Read →

Government Grants

NRC IRAP 2026: Complete Guide to Canada's Premier R&D Funding Program

Cost-shared federal grants for R&D labour and subcontractors, plus expert advisory through Industrial Technology Advisors. The most accessible federal R&D grant for Canadian SMEs.

May 25, 2026 Read →

Government Grants

Scale AI 2026: Complete Funding Guide for Canadian AI Companies

Project cost-share (up to 40%) for AI commercialization through Canada's national AI supercluster. The program is currently on pause. Consortium structure, application flow, and how it stacks with SR&ED and IRAP.

May 25, 2026 Read →

Government Grants

FedDev Ontario Business Scale-up & Productivity 2026: The Complete Guide

Repayable 0%-interest contributions up to $10M for Southern Ontario scale-ups. The geography rule, eligible costs, stacking with SR&ED and IRAP.

May 25, 2026 Read →

Government Grants

RDA Business Scale-up & Productivity 2026: The Complete Pan-Canada Guide

PacifiCan, PrairiesCan, FedNor, CED-Q, ACOA — the five RDAs covering Canada outside Southern Ontario. Geography rules, funding ceilings, cost-share, and how to find the right RDA for your region.

May 25, 2026 Read →

Provincial Tax Credits

Ontario R&D Tax Credit (ORDTC) 2026: The Complete Guide for Ontario Corporations

The 3.5% non-refundable Ontario credit on eligible SR&ED expenditures — no expenditure cap, 20-year carryforward, Schedule 508 mechanics, and how it stacks with federal ITC and OITC.

May 25, 2026 Read →

Provincial Tax Credits

Quebec CDAE 2026: Complete Guide to the E-Business Development Tax Credit

Quebec's IT-sector salary credit: 22% refundable plus 8% non-refundable for years starting in 2026. The 75% activity test, qualification certificate, and how to stack with federal SR&ED.

May 25, 2026 Read →

Government Grants

Mitacs Accelerate 2026: The Complete Guide to Canada's Research-Industry Internship

A $15,000 research award per 4- or 6-month internship, from a partner contribution of $7,500. Eligibility, partner-university process, and stacking with SR&ED.

May 25, 2026 Read →

Provincial Tax Credits

OIDMTC 2026: The Complete Guide to Ontario's Digital Media Tax Credit

Up to 40% refundable on Ontario labour for interactive digital media. Rate tiers, the $100K marketing cap, qualifying digital game corporations, and how OIDMTC stacks with SR&ED.

May 25, 2026 Read →

Provincial Tax Credits

Ontario Innovation Tax Credit (OITC) 2026: Complete Guide for Ontario Innovators

The 8% refundable Ontario top-up on SR&ED expenditures — the $3M cap, phase-out math, Schedule 566 mechanics, and how it stacks with federal ITC and ORDTC.

May 25, 2026 Read →

Government Grants

AgriMarketing Market Diversification SME 2026: Complete Guide

AAFC funds up to 70% of projects under $100,000 for Canadian agri-food SMEs entering non-traditional export markets. Intake open.

May 13, 2026 Read →

Research Grants

NSERC Discovery Horizons 2026: Complete Guide to Canada's Interdisciplinary Research Grant

$50K–$100K/year for up to 5 years of NSE + non-NSE interdisciplinary research. Tri-agency TAIPR review. LOI deadline June 15, 2026.

May 13, 2026 Read →

Government Grants

SWPP 2026: Complete Guide to Student Work Placement Program Wage Subsidies

Up to $5,000 per student opportunity for Canadian employers hiring post-secondary students. Eligibility, sector delivery partners, and the 2026 program changes.

May 11, 2026 Read →

Government Grants

Digital Skills for Youth (DS4Y) 2026: Complete Program Guide

ISED wage subsidies up to $30,000 per intern (100% of wages) for digital-economy hires at Canadian SMBs. Eligibility, funding rules, and the May 22, 2026 deadline.

Apr 25, 2026 Read →

Government Grants

Enhanced Regional Tariff Response Initiative: Southern Ontario Guide

Up to $2M liquidity and $1M pivot funding non-repayable, $20M in total per business. Who qualifies under the September 2026 rules, the funding math and how to apply.

Apr 24, 2026 Read →

Government Grants

CanExport SMEs 2026–27: Complete Guide for Canadian Exporters

Up to $50,000 in matching funds for Canadian businesses entering new international markets. Eligibility rules, eligible expenses, timelines, and how applications are actually judged.

Apr 20, 2026 Read →

Business Tax Credits

Federal Budget 2025: What the New SR&ED Changes Mean for Canadian Businesses

The biggest SR&ED expansion in a decade — enhanced limits up to $6M, broader eligibility, restored capital expenditure support, and a modernized review process.

Nov 19, 2025 Read →

Government Grants

Top Government Funding Programs in Canada for Startups

A founder's guide to the best federal and regional programs — SR&ED, IRAP, FedDev, ISC, Regional Development Agencies, and export support. Match the right program to your stage.

Jan 17, 2026 Read →

Business Tax Credits

From Concept to Claim: Writing Technical Narratives That Pass CRA Scrutiny

CRA decisions pivot on the technical narrative. Here's the blueprint for crafting defensive, persuasive narratives — with a ready-to-use checklist and real-world examples.

Oct 1, 2025 Read →

Business Tax Credits

Ten Red Flags in Your SR&ED Claim That Make CRA Auditors Nervous

Vague narratives, backdated logs, unrealistic hour ratios — ten patterns auditors flag immediately. Identify and neutralize them before submission.

Oct 2, 2025 Read →

Business Tax Credits

Provincial SR&ED Secrets: How Your Province Could Add Hundreds of Thousands

Most firms stop at federal SR&ED. Provincial incentives deliver 5–30% extra funding — if you allocate R&D work strategically across Ontario, Quebec, BC, and beyond.

Oct 2, 2025 Read →

Business Tax Credits

SR&ED 2.0: How the Recent Proposed Changes Could Rewrite Your Claim Strategy

Draft legislation proposes the most sweeping SR&ED reforms in years — expanded eligibility, reinstated capital costs, public corporation access. What to prepare for.

Oct 1, 2025 Read →