Now accepting new partners

You refer. We deliver. You earn — for three years.

Introduce us to Canadian businesses with R&D activity. We handle SR&ED, grants, and tax credit advisory end-to-end. You earn commission on every successful claim — recurring for three years per referral.

Download the full partner prospectus (PDF) →
20%
Year one commission
3yrs
Recurring payouts
$0
Setup cost
99%
Success rate
◇ What you could earn

A realistic partner payout, modelled.

Here's what your commission actually looks like when you refer an established Canadian client. The math is transparent — and the numbers compound.

The formula · Year one
Claimant funding
$150,000
Recovered by your referral
×
GovMoney fee
15%
$22,500 net fee
×
Your partner cut
20%
Of our net fee
=
You earn
$4,500
Per claim, year one
Typical referred client

Established Canadian scale-up

  • Team5 FTEs · Engineers & developers
  • Revenue$300K+ annual
  • R&DActive software & tech builds
  • GeographyOntario-based, CCPC
  • StageProduct-market fit, scaling
This profile typically qualifies for 5+ programs in year one — a direct path to $250K–$350K in non-dilutive capital.
Program
Claim
Fee (15%)
Your cut (20%)
SR&ED Tax Credits
Federal refundable
$150,000
$22,500
$4,500
NRC IRAP
Federal grant · R&D
$80,000
$12,000
$2,400
OITC
Ontario innovation credit
$35,000
$5,250
$1,050
CanExport SMEs
Federal · market expansion
$40,000
$6,000
$1,200
SWPP Hiring
Federal · student wage subsidy
$15,000
$2,250
$450
Total year one
From a single referral
$320,000
$48,000
$9,600
One referral · three years of commission
Year 1
20% of net fee
$9,600
Year 2
10% of net fee
$4,800
Year 3
5% of net fee
$2,400
3-Year Total
From one referral
$16,800

Figures are illustrative based on a typical 5-FTE engineering-led Canadian company. Actual claim sizes vary by R&D scope, corporate structure, and program intake windows.

Model your own numbers

What could your partnership
be worth?

Drag the sliders below to model your annual partner earnings based on your client volume and typical claim size. Real numbers, real math — same formula we use to pay every partner.

Clients you'd refer per year
5 clients
11025
Avg. total funding per client
$250,000
$50K$500K$1.5M
Your projected partner income
Year 1
20% of net fee
$37,500
Year 2
10% of net fee
$18,750
Year 3
5% of net fee
$9,375
3-year earnings from this referral volume
$65,625
Assumes 15% GovMoney fee and standard 20%/10%/5% partner commission ladder. This is a projection — your actual earnings depend on your clients' specific eligibility, claim approval, and renewal patterns.
How it works

Refer → We deliver → You earn.

It's simple, and profitable. You focus on your clients. We do the technical work, financial costing, and filing. You collect the referral fee.

01

You refer a business

Connect us with Canadian companies that could benefit from SR&ED tax credits or government grants. Intro email, warm handoff, or just a shared Slack channel — whatever works.

02

We handle everything

Our team of PhDs, CPAs, and ex-CRA auditors manages the full claim process — eligibility review, technical narrative, financial costing, filing, and audit defence.

03

You get paid

Earn commission on every successful claim, for three years per referral. One introduction, multiple years of passive income.

What the first 90 days look like

From handshake to
first commission.

Most partners see their first commission within 60–90 days. Here's the exact sequence — no guesswork, no surprises.

Week 1

Onboarding call & partnership agreement

30-minute kickoff. We walk through our process, your client profile, co-branding preferences, and commission mechanics. Partnership agreement signed digitally.

Partner dashboard access White-label asset kit Referral link + unique ID
Week 2–3

First referral submitted

Introduce us to one of your Canadian clients with R&D activity. Warm intro email or live call — your preference. We take it from there, keep you copied on every touchpoint.

Shared CRM view Weekly status email
Week 4–6

Client engagement begins

We run our standard 4-step process: eligibility review, technical interviews, financial costing, claim preparation. Your client sees your firm as the continuous thread — we work behind the scenes.

Co-branded deliverables Quarterly partner check-in
Week 8–12

Claim approved · commission paid

CRA approves the claim, client receives their refund, we collect our fee — your 20% partner commission hits your account within 5–10 business days. Year 2 and year 3 payouts fully automated from here.

Direct deposit Automated statements Three-year revenue forecast
Compensation structure

One referral.
Multiple years of income.

Our three-year compensation ladder rewards partners who introduce high-quality clients. Commissions are calculated on our net fee — the more your referrals claim, the more you earn.

Start earning commission
Year One
Initial referral year
20%
Year Two
Recurring client
10%
Year Three
Loyalty tier
5%
Commissions are based on GovMoney's net fee per successful claim. After three years, payouts conclude — ensuring a fair structure for all partners.
Who this is for

If this sounds like you,
keep reading.

We don't partner with everyone. The program works when there's clear alignment between your practice, your clients, and the work we do. Here's who we built it for.

A

Accounting firm partners & managing partners

Most common

You're losing SR&ED and grants work to specialists every year — or worse, telling clients you can't help. Partner with us and offer the full funding stack under your firm name, without hiring a technical writer or ex-CRA auditor.

Ideal fit: 15+ SMB clients · Ontario-based or pan-Canadian
C

CFOs & fractional CFOs

You sit on the cash flow conversation. Recovering $200K–$800K in non-dilutive funding per year per client makes you indispensable. Referral commission becomes a second income stream on top of your retainer.

Ideal fit: Serving 3+ R&D-active companies
V

VCs, incubators & accelerator directors

Portfolio value

Your portfolio is leaving money on the table. Most founders don't file SR&ED correctly, miss IRAP entirely, or over-pay a generalist firm. We become your non-dilutive capital partner — subsidized rates for portfolio companies, full commission to you.

Ideal fit: 10+ active portfolio companies
T

Business advisors & strategy consultants

You already advise on growth capital. Add Canadian government programs to your toolkit without the 10 years it takes to learn them. One warm introduction from you, and we handle everything downstream.

Ideal fit: Advising Canadian SMBs or scale-ups
Why partner with us

Clear strategy.
Expert writing. Real results.

Your reputation is on the line when you make a referral. Here's what you're standing behind.

01

Expand your service offering with zero overhead

No need to build an SR&ED practice. No training, no hiring, no liability. You introduce — we deliver.

02

Earn recurring, passive commission

Year one, two, and three commissions on every successful claim. One introduction compounds into multi-year revenue.

03

Strengthen client relationships

Non-dilutive capital is a career-defining recommendation. Clients don't forget who introduced them to $200K+ in refunds.

04

Back your reputation with expert results

PhD technical writers, CPAs, and ex-CRA SR&ED auditors. 170+ Canadian clients, 99% success rate, $250M+ secured.

White-label partnership

Your brand,
our bench.

For accounting firms, advisory practices, and boutique CPAs ready to offer more — we operate quietly under your name. Your clients see your firm delivering SR&ED, IRAP, grants, and tax credit advisory. We do the work. You own the relationship.

  • We set up shop under your brand

    Client-facing documents, reports, and email communications can all go out under your firm's name and logo. To your clients, it's you — backed by a deeper team.

  • Expand your service menu overnight

    Offer SR&ED, grants, and audit defence tomorrow without hiring a technical writer, a CPA with R&D expertise, or a former CRA auditor. Your firm looks bigger because, functionally, it is.

  • You keep the client relationship

    We don't pitch your clients other services, don't cross-sell, and don't contact them outside the scope you define. No channel conflict. No poaching. Ever.

  • Transparent economics, your markup

    You see our cost structure and set your client-facing pricing. Add margin where it makes sense for your practice — or pass it through at cost for the retention win.

What your client sees
Your Firm Name
Tax · Bookkeeping · Advisory · SR&ED & Grants
◆ Powered quietly by GovMoney
Full funding bench
SR&ED writers Ex-CRA audit defence Grant strategists PhD technical leads Financial costing CPAs
Branded deliverables. Co-branded. Or fully white-labelled — your call at onboarding.
You're probably thinking...

The honest answers
to what you're not asking.

Every executive we talk to has the same four concerns. Here's where we address them openly — before you get on a call.

Concern #1
"What if GovMoney tries to poach my client?"

We contractually can't. And commercially won't.

Our partner agreement includes a non-solicitation clause covering three years post-referral. More importantly: channel conflict is business suicide in our industry. Our entire model depends on partners trusting us with warm introductions — if we broke that trust, our business dies. Your client stays your client.

Concern #2
"What if a claim fails? Does it hurt my reputation?"

99% approval rate across $250M+ filed.

Our success-based fee means we don't file claims that won't qualify — we filter at the eligibility review stage. On the rare occasion CRA flags a claim for review, our ex-CRA auditor leads the defense, included in the fee. Your client never sees you "recommend a vendor that failed" because we don't take files we can't defend.

Concern #3
"How much of my time does this actually take?"

30 minutes per quarter, total.

Warm introduction (5 min), quarterly check-in call (20 min), annual review (30 min). That's it. Everything else — technical interviews, financial costing, narrative writing, CRA correspondence — is our side of the equation. You don't become a part-time SR&ED specialist; you become the person who connected two excellent firms.

Concern #4
"What if commissions are tiny or delayed?"

20% of our net fee. Paid within 10 business days of CRA.

A single $180K SR&ED referral earns you $5,400 year one, $2,700 year two, $1,350 year three — $9,450 from one introduction. Payment is automated via direct deposit within 5–10 business days of the refund landing. You see the pipeline in your partner dashboard. No chasing, no guessing.

GOVMONEY
Partner Prospectus · 2026
For your records

Take the full pitch
to your partners.

A concise 8-page PDF covering everything on this page — commission structure, white-label workflow, onboarding timeline, case studies, and contract summary. Built to forward to your co-founders, board, or senior partners.

  • Full commission structure + 3-year earnings model
  • White-label workflow & branded deliverable samples
  • Partner agreement summary (key clauses highlighted)
  • Case studies from 3 anonymized partner practices
  • 90-day onboarding roadmap with deliverables
Download prospectus (PDF) 8 pages · Email required · 2 min read
Partner FAQ

Answers,
not fine print.

Still have questions? Book a 30-minute onboarding call to walk through the program.

Book an onboarding call
How is commission calculated?+
Commission is calculated on GovMoney's net fee per successful claim — 20% in year one, 10% in year two, and 5% in year three. Our fee is success-based (10%–15% of the claim, depending on bracket), so you earn a percentage of a percentage that scales with your referral's claim size.
When do I get paid?+
You're paid as soon as GovMoney collects its fee — typically within 5–10 business days of the CRA issuing the refund to your referral. E-transfer or direct deposit, whichever you prefer.
Do I need to be a Canadian business to become a partner?+
No. You can be based anywhere, but your referrals must be Canadian corporations conducting eligible R&D or grant-eligible work in Canada. Many of our best partners are US-based fractional CFOs or VCs with Canadian portfolio companies.
Is there a minimum referral quota?+
No quota, no minimums. Refer one client a year or fifty — you earn on every successful claim.
What if my client doesn't qualify for SR&ED?+
We'll run a free eligibility assessment. If SR&ED isn't a fit, we often find fit with IRAP, FedDev, Scale AI, CanExport, or provincial programs. You earn commission on any successful program — not just SR&ED.
Can I white-label the service?+
Accounting firms, VCs, and accelerators at volume can apply for co-branded or white-label arrangements. Reach out after onboarding to discuss.
What happens after three years?+
After year three, commissions on that specific referral conclude. The client continues as a direct GovMoney client, and you're free to refer unlimited new businesses with fresh three-year commission cycles.

Interested in partnering?

Unlock non-dilutive capital for your network. Book a brief onboarding call — we'll share partner materials, intake links, and walk through the playbook.